Terms

Charmy Terms of Service

Charmy is a simple subscription tracker, not a bank, advisor, or cancellation service. These terms explain the basics in plain language.

Important reminders

  • Charmy is a tracking tool
  • Charmy does not cancel subscriptions for you
  • No financial advice
  • One-time Lifetime access

What Charmy is

Charmy is a subscription tracker and reminder tool for recurring payments you enter manually. It helps you organize renewal dates, prices, currencies, cancellation links, notes, and spending estimates.

What Charmy does not do

Charmy does not cancel subscriptions for you, contact merchants for you, monitor your bank account, scrape card transactions, or provide financial advice.

Your responsibility

You are responsible for checking renewal dates, prices, billing terms, cancellation rules, and notices from the services you subscribe to. Charmy reminders are helpful tools, not a substitute for checking provider terms directly.

Lifetime access

Charmy Lifetime is a one-time payment for access to the current product and included Lifetime features, subject to reasonable operation, maintenance, and availability of the service.

No promise of savings

Charmy can help you see and remember your subscriptions, but it cannot promise savings, prevent charges, or ensure every reminder is delivered.

Currency estimates

If you track subscriptions in multiple currencies, converted totals are estimates based on reference exchange rates. Your bank or card provider may use different rates.

Refunds and contact

For refund or support questions, contact support@charmy.net. These plain-language terms should be reviewed before launch and updated as Charmy changes.

These terms are intentionally plain and should be reviewed before Charmy launches publicly at charmy.net. They do not replace legal advice.